FEBC New Year’s Resolution: Saving Just a Little More Makes Sense in 2018

As 2018 begins, Financial Education Benefits Center, a lifestyle financial and wellness membership benefits company, urges members to start saving more on everyday items and services with an upcoming discounts benefit. In a time when many Americans can’t come up with $500 in an emergency, savings are more important than ever. Even Americans in more favorable financial situations may still be looking for the best deals whenever possible.

FEBC members’ savings might serve a variety of goals: anything from a short-term goal like creating an emergency fund to a long-term goal like building a nest egg for retirement. As costs of living rise, everyday goods and services might be adding up. A benefit that FEBC will be rolling out in the near future will allow members to access discounts on many popular businesses they might already patronize or were planning to visit in the future.

“Finding the best deals or a new way to save can be time-consuming, but we want our members to save that effort with this upcoming benefit,” said Jennifer Martinez, Manager at FEBC. “Especially if it’s for your kids’ favorite restaurant, or your neighborhood movie theater.”

FEBC members who use this benefit will be given access to a mobile app where they can download coupons for discounts on major brands and businesses throughout the country. The mobile app primarily gives discounts for restaurant, shopping, and entertainment businesses. Since so many Americans visit these businesses anyway, discounts on them might offer the perfect chance for savings on frequent purchases. Members simply present the digital coupon at time of purchase and can save the coupon for multiple uses in the future.

The beginning of the year is a great time to start new habits, and 2018 is upon us. FEBC encourages users of this benefit to choose to divert their savings toward a greater purpose. Whether saving $20 or $200 per month, FEBC members might find automating their savings makes saving less painful to do and more likely to happen. Setting up an auto-pay feature on a bank account to drop money into one or more savings accounts on a monthly, or even weekly, basis ensures any extra funds get set aside and are not spent.

Regular saving can quickly form a small cushion or, coupled with wise investment, steadily build the foundation for a healthy retirement fund.

“A little bit of savings can take the pressure off, giving a little breathing room,” said Martinez. “And people can easily meet their 2018 resolutions and save for much bigger things in the future while still doing the things they like and have fun doing today.”

 

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

FEBC Recommends Adopting a Healthy-Pet Mentality as the Holiday Season Comes to a Close

The holidays are nearly over, but until the decorations are put away, all family members are back home, and the New Year’s celebration has successfully brought in the new year, pets may continue to feel that holiday stress. Such stress can come out in isolated behavior, acting out, or even digestive issues. To keep up with your pet’s health any time of the year, Financial Education Benefits Center will soon add a discount membership benefit centered around pet health, including discounts on medical services, pharmacy needs, and even lost pet recovery.

The holiday season can encompass the whole month of December, culminating in a New Year’s celebration. For humans, the holidays are a busy time of year that often involves a lot of family time, decorations, food, and travel. For pets, the holidays can mean extra treats when no one is looking, special toys the humans always take away, unfamiliar people, and a lot of noise.

“The greatest gift we can give our pets is good health,” said Jennifer Martinez, Manager at FEBC. “But sometimes including them in our holiday festivities does the opposite. I’ve seen so many nervous and stressed pets at holiday parties that just want things to go back to normal.”

In order to give the gift of health to pets, owners should keep some things in mind. In addition to the stress that change might bring to pets, holiday decorations and food can pose potentially dangerous problems. Christmas trees can topple if pets play around them too aggressively; tinsel and other decorations can cause havoc if ingested. Cleaning up after the holidays is essential to pet health. If pets do get into something they shouldn’t have, medical services can be expensive. FEBC’s pet care benefits can help mitigate those costs through discounts at participating veterinary facilities.

For those attending or throwing a New Year’s party where pets will be present, it’s important to keep all food and drinks either covered or attended so the pets don’t help themselves. Also, pets should have a safe space to go to if they need to hide; that’s especially true if there will be fireworks in the area. FEBC’s pet care benefit offers a one-time credit for pet boarding and a pet recovery service in case a furry friend gets scared and escapes.

“Pets can inspire happiness in their owners, and it’s only fair for owners to do what they can to reciprocate,” said Martinez. “Our pet care benefit helps owners do that through discounts on medical services, prescriptions, and even toys. Whatever your pet needs to be happy, we’ve got you covered.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name-brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

As Vitamin and Mineral Supplements Remain Popular, FEBC to Offer Discount Benefit for Better Health Supplements Savings

Over a third of Americans take some form of vitamin or mineral supplement, spending over $30 billion in total on the products each year. Financial Education Benefits Center, a lifestyle financial and wellness membership benefits company, will be offering a vitamins and supplements discount benefit to members to make accessing these sought-after products easier than ever.

“Multivitamins and supplements are extremely popular right now, and we want to make sure we are in line with the times,” said Jennifer Martinez, manager at FEBC. “We’re offering this discount benefit to give our members more options on something they might already be buying full price.”

Many consumers of multivitamins do so to maintain good health, fill a gap in their diet, or manage a chronic condition. Others do so to manage “digestive issues” or their cholesterol levels. User confidence in multivitamins is high: 86 percent of vitamin and supplement users who responded to a survey said they were “extremely/very confident in the efficacy of supplements.”

Popular vitamin and mineral supplements include vitamin D, calcium, and B vitamins. Other kinds of supplements include fish oils, probiotics, and herb-based supplements like turmeric. Another popular supplement is folic acid, because healthy levels of this vitamin are “critically important” for people trying to become pregnant or who are in the early stages of pregnancy.

The upcoming FEBC vitamins discount benefit will soon be available to members on multiple membership levels. Members will be directed to an online vitamin, supplement, and health food store, and will be able to apply a discount code to already low prices. If they wish, members can request a catalog of products instead of choosing them online. Orders are taken online or by phone.

The discount is not just for vitamins and supplements, however, but also a wide variety of other health products that include organic foods, natural beauty and hygiene products, and even pet health products. Sports enthusiasts will be pleased to find protein powders among the items available for discounts. For FEBC members who prefer products they feel are more natural, or members who favor alternative medicine practices, this benefit could provide savings for products they love.

“This discount benefit will just give you a little savings boost when purchasing your favorite healthy supplements,” said Martinez. “There are thousands of products you can apply the discount to. Your health products—which can get a little pricey if you’re taking them all the time—are now just that much easier to get.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Happiness Not a Luxury; FEBC Helps Reduce Stress Through Counseling and Financial Tools to Enable Happiness for All

Happiness is like Captain Ahab’s white whale for so many Americans. While happiness levels in the United States have been trending downward for a decade, the happiness industry would have Americans believe that all it takes to be happy is a happiness coach or attendance at a happiness seminar. But the cost associated with those options makes them realistic for only the wealthy population, leading some to believe that happiness is a luxury. Does that mean that the non-wealthy can’t find happiness? Financial Education Benefits Center (FEBC), a company that provides a variety of member benefits encompassing financial and health wellness, believes that happiness is within reach for all Americans, no matter their financial situation, and provides benefits to help with that goal, including financial tools and an upcoming counseling benefit.

The belief that money can buy happiness comes from the idea that those who have money to spend on a happiness coach, or other expensive methods, likely don’t have to worry about their finances. Financial stress is one of the most common types of stress and has the power even to break up a marriage. While wealthy people may look happier than poorer people, the main discrepancy may just be that the financial stress more common in lower income brackets increases those families’ sadness.

“They say you can’t buy happiness, but they don’t say where to find it,” said Jennifer Martinez, Manager at FEBC. “As with any pursuit, you’re more likely to find what you’re looking for if you have the right resources.”

Financial stress can seem like a formidable barrier to happiness, but there are ways around it. The first instinct for those who feel like their income doesn’t cut it might be to get another job or work longer hours to make more money. While that may work for some, that course of action may just add more stress to replace the financial stress, especially if it takes time away from a family. FEBC suggests practicing good financial habits, including creating a budget and sticking to a spending plan. That’s possible using FEBC’s budget templates and everyday discounts benefit.

It may also help to change the conversation about happiness. Those who search too intently for happiness may find disappointment in its place. Instead, it may be more beneficial to let happiness just happen. For those who can’t get past the stresses in their lives, FEBC will soon offer a counseling benefit to help with that.

“Everyone wants to be happy, and at FEBC we believe everyone deserves to have access to resources that may help them with that goal,” said Martinez. “With resources for budgeting and the upcoming counseling benefit, our members will have tools at their disposal intended to save them a lot of stress and improve their lives, and hopefully their happiness.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.