Financial Education Benefits Center Advises Extra Diligence During This Year’s Flu Season

Flu season is in full swing and it’s hitting especially hard this year. States across the country are reporting high flu activity, rivaling the high 2014-2015 levels. Flu shots can help protect against some strains of the virus, but others can still appear and wreak some havoc. Financial Education Benefits Center, a member benefits company that provides a variety of services and discounts covering health and lifestyle wellness, encourages members to stay vigilant in watching for symptoms and to act quickly if symptoms turn into a positive diagnosis. FEBC will soon roll out health and wellness benefits to make accessing doctors and dealing with the healthcare system easier.

The flu, like any virus, can mutate and change over time. The flu shot many people get each year protects against the strains scientists predict will be most likely to emerge, but it is not a guarantee. This year, as in the 2014-2015 flu season, the dominant strain is H3N2, which can be the most severe. While influenza has affected millions of Americans annually since 2010, the vast majority of flu patients fully recover.

“Getting the flu, or watching a family member with the flu, can feel like the worst thing in the world,” said Jennifer Martinez, Manager at FEBC. “It’s important to stay positive and get help if you think you see flu symptoms, especially if you notice a lot of people around you getting sick.”

The flu thrives in high-population settings where the virus can be passed along on shared or public surfaces, like schools, care facilities, and public transit stations. In fact, the flu saw a resurgence at the beginning of this year, which is unusual in the lifecycle of the virus, and experts are speculating that it coincided with children’s return to school. Children and the elderly are most at risk, but there are precautions everyone can take to prevent or prepare for the flu.

First, it’s not too late to get a flu shot. Because flu shots merely reduce the risk of getting the flu and do not guarantee prevention, preventative habits are highly recommended. Since the virus is spread through touch, especially touching the mouth, nose, and eyes, washing hands after touching public or shared surfaces is essential for prevention. For those inclined, it might be a good idea to have hand sanitizer readily available.

FEBC urges anyone to take action if they think they have the flu. FEBC members will soon be able to speak to a medical professional on the phone at any time to discuss treatment or get advice on when to see their primary care physician. Or if they need help with their care or medical bills after seeing their doctor, they will have access to a health advocate who can even work to negotiate payments.

“We don’t want to see anyone suffering from the flu,” said Martinez. “That’s why we offer benefits that can help our members if they do get sick. We want to support our members to live a healthy and full life and we believe our upcoming benefits do just that.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Keep Eye Care in Sight with this Vision Care Benefit from FEBC

A majority of American adults—about 75 percent—use some sort of vision correction. And the vast majority of Americans may be risking further vision decline with the widespread use of computer and phone screens. These numbers mean one thing: eye care is more important than ever for Americans. Financial Education Benefits Center (FEBC), a wellness and lifestyle membership benefits company, will be offering a vision benefit to eligible members to make vision care easier and more accessible.

Researchers still don’t know why so many of us have substandard vision. But for people of all walks of life, from children to the elderly, glasses and contacts are a key part of daily life. But the costs to keep up with eyewear needs add up over the years. FEBC’s upcoming vision benefit will offer discounts to eligible members on glasses and eyewear, contacts, eye exams, and laser surgery.

“Some people may be hesitating to get the help with their vision they need, possibly because of cost,” said Jennifer Martinez, Manager at FEBC. “But with this benefit, the discounts may just make it easier on their bank accounts.”

Now that computer, tablet, and smartphone screens are ubiquitous in American life, eyesight may be taking an even bigger hit. The blue light that these devices emit penetrate deep into the eye. Experts are positing that so much blue light might contribute to macular degeneration and other vision problems as the years go by and dependence grows on blue light-emitting devices. While it’s still unclear what the long-term effects of so much blue light will be, too much screen time can cause eye strain and dry eyes simply because people tend to blink less when staring at a screen.

While people may be concerned with immediate eye needs like glasses, it’s always wise to also think about potential eye problems that may develop later in life. Regular vision check-ups are one tool to help diagnose eye disease early. With upcoming discounts on eye exams, eligible FEBC members will be able to enjoy easier access to eye care for their immediate and long-term vision care. Though experts are still not completely sure about the long-term effects of blue light exposure, caution may also be practiced by limiting screen time or periodically resting the eyes.

“Eye health is absolutely vital to our daily lives and we’re happy to soon be offering this benefit that addresses it,” said Martinez. “From discounts on new glasses to laser surgery, there will be so many ways to save with the benefit. Helping our members save on things they need every day is one of our key goals at FEBC.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Reminds Members that Pets Can Help with Exercise Goals

A popular goal for many in the new year is to work on physical health. That usually means signing up for a gym membership or vowing to eat more healthy home-cooked meals. But sometimes it’s easier to curl up on the couch and cuddle with a pet than get up and work out. Instead of leaving the couch and pet behind, some people compromise and just leave the couch. Working out with pets is becoming a new fitness fad that may be worth a try. Financial Education Benefits Center (FEBC) encourages all members to safely include their pet in their workouts and to keep both parties healthy.

Exercise is as good for pets as it is for their owners. Benefits of pet exercise range from reducing boredom (and the accompanying bad behavior) to healthy joints and longer lives. While humans get those same benefits, they experience additional benefits for exercising with pets. For example, according to various studies, dog owners are more likely to reach fitness goals, push their limits, and exercise in their leisure time than people who do not own dogs. All that makes it much easier to get the recommended 150 minutes of weekly physical activity.

“It can be so hard to get out and exercise, but being able to include your pet might make it easier,” said Jennifer Martinez, Manager at FEBC. “And if your pet is overweight, exercising with them can benefit both of you.”

It’s easy to see how dogs make good exercise partners, but they aren’t the only ones. Cats can help their owners get exercise, too. For example, the past few years have seen an emergence of cat yoga classes, in which cats roam free during a yoga class. For the more outdoorsy type of pet owner, both dogs and cats can make good hiking partners, as long as they are properly harness-trained and socialized.

Including pets in workouts may help motivate, but it’s important that owners who choose to do so consider their pet’s health needs as well as their own. Pets who are overweight certainly might benefit from working out, but their owners should be careful not to push too hard. Just like it’s a good idea to talk to a doctor before starting a new exercise routine, owners should consult their vet before starting a new routine with their pet. FEBC will soon offer a member benefit that will provide discounts on pet care expenses, like visits to participating veterinarians and food and toys.

“Exercise is great for both pet and owner,” said Martinez. “But owners should always be mindful of their pet’s needs. If owners see anything that worries them, they shouldn’t hesitate to talk to their vet. And for those potentially expensive vet visits, FEBC’s upcoming pet care benefit can provide some welcome discounts.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Encourages Members to Embrace Benefits of Travel

Traveling can mean a vacation, time away from work or everyday responsibilities. But travel has more benefits than just getting away from it all. Studies have shown that people who travel are healthier. But sometimes it’s easy to let worry and stress get in the way of traveling. Financial Education Benefits Center, a membership benefits company specializing in health and lifestyle wellness, encourages everyone to travel and assures members that with roadside assistance and global travel assistance benefits, there should be even less stress.

Everyone travels in different ways for different reasons. Some individuals want to visit each continent; others want to visit each state in the U.S. No matter the destination, or even if the journey is more important, travel has the power to boost happiness, reduce depression and stress, and even inspire creativity. Travelers experience these benefits the most when they immerse themselves in the culture they are visiting.

“Traveling can be exciting and scary at the same time,” said Jennifer Martinez, Manager at FEBC. “It’s exciting to go to other places and to see unfamiliar faces and new sights. Plus, there’s nothing better than coming back home refreshed and ready to resume your normal life.”

The benefits of travel are great, but there are still risks. Accidents can happen during even the most benign activity. Safety should always be a factor when making travel plans. However, FEBC encourages everyone to prevent outsized fear or potential stress from holding them back from traveling. To help ease some worries, FEBC offers a couple of benefits that assist travelers in case of injury or auto mishaps while traveling.

Travelers may worry about risks involving personal safety away from home, including potential injuries or theft of travel documents. FEBC’s upcoming global travel assistance benefit assists eligible members with emergency medical transportation, treatment monitoring, replacement of travel documents, and more in order to deliver peace of mind. Note: Additional fees may apply. This benefit does not cover medical or hospital stay costs.

For those traveling by car, it’s a good idea to get an auto check-up before departing, but things do still happen. Tires can get punctured in construction areas; gas can run out when stations are few and far in between; keys can be found inside the car they are supposed to unlock. For all these and more, FEBC’s roadside assistance benefit is there for its members.

“We hope our members have a great time when they travel, and don’t have to use these services, but they’re there in case they do,” said Martinez. “We specialize in peace of mind and hope to provide help when things get tough, which can be especially tough when you’re far from home.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

FEBC Encourages Strong Relationships to Foster Better Health Outcomes

It’s certain that having meaningful connections with other people is essential for wellbeing. Just how far-reaching are the effects of interpersonal relationships on health? That is still unknown, but scientists are slowly uncovering more and more data about how our human connections affect us. What is known is that some of the data suggests that good relationships may better mental health, improve healing after a surgery, and even lead to longer life. Financial Education Benefits Center, a health and financial wellness membership benefits company, encourages focusing on meaningful relationships in order to improve overall health.

“Science is telling us that relationships may be even more important than we thought,” said Jennifer Martinez, Manager at FEBC. “Our upcoming health and wellness benefits address a lot of physical health needs, but they also address the personal and mental health aspect, too.”

FEBC will be offering a suite of wellness benefits to members, including a counseling benefit to certain levels of membership. Counseling can be a tool to work on important relationships like those with spouses, children, parents, friends, and coworkers. Individuals in counseling can work through issues that may be preventing them from having positive connections with others.

Positive human connections are known to improve mental health. That’s the first and probably more obvious health benefit of good relationships with other people. But while obvious, many do not treat mental health like they would physical health. Indeed, mental health is just as important as physical health to survive and thrive today. Experts say taking an active approach to building good relationships will benefit not only ourselves, but our communities as well.

Strong personal relationships could translate to better physical health outcomes, too. A 2012 sociological study found that married people fared better after heart surgery than their single counterparts, with a survival rate three times higher in the three months after the operation. Why precisely the outcomes were better, though, is still unknown.

Following better healing outcomes, good relationships of all kinds also correlate with longer life in general. Again, this could be for many reasons: someone with good friends and close family could be encouraged by their loved ones to live healthily and treat illness; a person with close connections could feel less stress overall, which decreases wear and tear on their body; or there could be an undiscovered biological cause-and-effect.

“We still don’t always know why these strong connections make people healthier, but we almost don’t need to,” said Martinez. “Just knowing that fact should encourage people to better their relationships. And our upcoming benefits, specifically the counseling benefit, are meant to help people do just that.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

 

Financial Education Benefits Center Supports a Holistic Approach to Healthy Living

The phrase “healthy living” can bring to mind the chore of avoiding the “bad” stuff, including bad habits or bad food. While exercising and eating nutritious foods are definitely a good idea, creating healthy habits is still mostly framed in terms of denial and sacrifice to replace unhealthy habits. Recently, however, experts have been pointing to a more holistic approach to make it easier to live well. Financial Education Benefits Center, a membership benefits company, will soon be rolling out a new suite of health and wellness benefits for members in order to encourage healthy living with ease.

“There is no one-size-fits-all magic formula for living healthy,” said Jennifer Martinez, Manager at FEBC. “But we’re seeing a more holistic approach becoming more and more popular, and our upcoming benefits will support that.”

For example, is it possible to eat healthy and still have dessert? Unless someone has a specific condition that makes eating certain foods harmful, allowing an indulgence in moderation is actually not a bad idea, some nutrition experts argue. When people deprive themselves of food they love, they begin to obsess and crave it, which can lead to overindulgence. By not throwing all their favorites out the window, while still maintaining a wholesome and healthy diet, people can still listen to their bodies’ signals rather than relying on denial and restriction.

But if someone does want to make a change, constantly fighting through the will to do the “wrong” thing isn’t going to work, either. A battle with oneself to go to the gym every day will not set anyone up for lifelong exercise routines. Instead, behavioral experts say automating the healthy habits so that the habits are well-integrated into a person’s life is better. How? That’s where things get tricky. People interested in automating habits can start by knowing why they tend to do certain things and then find a similar reward for the better habit. By finding an emotional root to the issue, their chances of easily making the change increases.

Healthy living is not complete, however, with just eating right and exercising. People are social creatures and need positive human connections not only to be successful, but to stay physically healthy and live long lives. Without a few strong relationships, a person might live a shorter life or face more health risks, research says. Emotional wellness that fosters good relationships, therefore, is on par with physical wellness.

FEBC’s upcoming health and wellness benefits will aim to help members live a holistically healthy life and better implement these healthy habits. These benefits will include a vitamin and health foods discount benefit, a mental health counseling benefit, a work-life balance benefit, and more.

“There’s always going to be different ways to live a healthy life, but we will be supporting multiple ways of staying healthy with these benefits,” said Martinez. “And we’re excited about that!”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Suggests Prioritizing Optimism in the New Year

The New Year is a time for optimism, as everyone imagines a brighter future in which they fulfill their New Year’s resolutions. However, stress levels are high going into 2018. According to a study by American Psychological Association, nearly two-thirds of Americans are stressed about the future of the nation. For those who may hold onto stress, perhaps a resolution geared toward optimism is in order. Financial Education Benefits Center, a company offering health and lifestyle wellness membership benefits, supports its members with their goals and encourages all to adopt optimism as one of them.

Optimism and positivity are keys to happiness and success in life. According to science, positive thinking has the power to build success, which brings happiness. In fact, positive thinking can trigger a positive spiral of happiness and success. But it’s not easy to change thinking patterns from negative to positive. It’s possible to train the brain, but it takes determination and sustained effort.

“Optimism seems to be common at the turn of the year, but it can fizzle out quickly,” said Jennifer Martinez, Manager at FEBC. “Just like gym attendance goes down after a couple months, optimism fades. But having optimism is important for being happy, so putting in extra effort to sustain it might have great results.”

Optimism and positive thinking are skills that take practice before becoming second nature. There are several things that can be added to daily routines to foster optimism, like keeping a gratitude journal and doing nice things for people. But because of the prevalence of stress in America, perhaps some attention should go directly to dealing with stress.

Financial, emotional, and physical stresses can keep the mind in negative thought processes. Practicing optimism can help turn those thoughts positive, but it might take some focus on the negative first.

Financial stress can be alleviated through budgeting and regular financial monitoring. Staying on top of tight finances while focusing on the positive balances can help in the goal toward positive thinking. FEBC offers resources for budgeting for all members and will soon offer access to a financial helpline to members of its top benefits package.

Emotional stress can be tricky to manage depending on the cause. Meditation and mindfulness can help, as well as daily practice identifying the positive events from the day. Some people may find talking to a counselor especially useful in helping to get out of negative thought patterns that could be causing a great deal of stress. FEBC will soon offer a counseling benefit.

Health-related stresses can be addressed in several ways. Sometimes stress comes from worrying about symptoms, and other times stress can cause physical symptoms. Either way, getting clarity about what’s behind the symptoms can help relieve the stress and bring about optimism. FEBC members have access to benefits that can get them on the phone with doctors and registered nurses at any time of day to get answers and start finding optimism in upcoming relief. Note: This benefit is not health insurance and should not replace traditional health insurance.

“FEBC offers a variety of services and discounts that help our members with their finances, health, and emotional wellness,” said Martinez. “Our goal is to make finding help and savings easy for our members, which helps them focus on what matters. We hope they choose to focus on the positive and make optimism a priority in their lives.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center to Soon Offer Health Advocacy Benefit to Help Guide Members with Medical Matters

The medical world seems to be constantly evolving, and even medical professionals can have trouble keeping up with it. Between complex insurance plans, confusing interactions with doctors, and errors in medical billing, it’s easy to get overwhelmed. Uncertainty regarding the fate of the Affordable Care Act makes it all the more overwhelming. Financial Education Benefits Center, a company offering membership benefits in health and lifestyle wellness, suggests speaking with a health advocate for any health-related questions. FEBC will soon be offering such a benefit for its members.

Seeing a doctor is necessary for staying in top health. But doctor’s visits don’t always answer all the patient’s questions. And that’s before the bill arrives. Anyone who has any medical questions — about treatment, insurance, or bills — may want to consider getting a health advocate.

“We trust doctors to help us manage our health, but sometimes that isn’t enough,” said Jennifer Martinez, Manager at FEBC. “Questions about treatment, insurance, and bills are common even after leaving the doctor’s office. At FEBC, we will soon be offering a health advocate benefit for our members so they have access to some of the additional answers that they may need.”

As the medical world changes, medical practices don’t always change at the same pace. Therefore, patients trust their doctors who may be working off old practices. Those practices can add time and money that may not be necessary for treatment; worse, it can jeopardize future treatments. FEBC reminds patients that they can always get a second opinion, or at least help determining if the recommended treatment works with their insurance. FEBC’s upcoming health advocacy benefit will help untangle medical coverage, treatments, and even eldercare.

Even those with insurance are bound to receive a bill for medical treatments that may not have been fully covered. Those bills may be higher than expected; they may even have errors pushing the costs up. In fact, about seven percent of medical bills have errors. When a bill doesn’t feel right, it might be best to push back. The FEBC health advocacy benefit will offer members access to negotiators who can help to push to reduce medical bills.

In terms of treatment, people are increasingly turning to the internet instead of their doctor. While self-diagnosing can be dangerous or simply overwhelming, there are other options. FEBC’s health advocacy benefit will give members access to registered nurses at any time of day. The registered nurses can help with a variety of medical concerns, including detailed information about treatments and help deciding when to see a doctor.

“It’s common to feel lost in the medical world,” said Martinez. “With FEBC’s health advocacy benefit our members will have the resources they need to get the care they need without worrying too much about cost.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Detoxify Your Beauty Routine with Financial Education Benefits Center’s Upcoming Benefit

Healthy makeup is all the rage right now, and while many beauty brands are stepping up to meet demands for healthier beauty products, the industry might just be getting started. Wellness experts predict that healthy beauty products will be one of the biggest trends of 2018. Financial Education Benefits Center, a wellness and financial benefits membership company, will be offering a benefit that discounts products sold by a health food and natural products company, including makeup. Beauty enthusiasts who are concerned about harmful ingredients or production practices will be able to search makeup products to suit their preferences and personal health needs.

“It’s understandable that people are concerned about what they’re putting on their skin every day,” said Jennifer Martinez, Manager at FEBC. “We love this upcoming benefit because it makes getting those healthier products less cost-prohibitive.”

While many bloggers have reviewed and talked about healthy or non-toxic makeup products, some in the makeup world are more committed than that. One makeup artist solely uses what she deems are natural products in her business and on herself. This is just the latest example that healthy beauty products are not only a trend, but an industry force.

FEBC members who utilize this discount benefit may have a variety of concerns about the products they buy, such as their ingredients. While the use of the word “organic” is regulated, other words like “natural” or “pure” have no official definition and may mean various things to various people. It might benefit cosmetics shoppers instead to be more discerning and look for specific ingredients, or a lack thereof.

This in mind, members who are concerned about certain elements of their makeup that may be toxic, allergens, or irritants can filter out several ingredients in their search, including: fragrances, parabens, gluten, preservatives, and more. Those concerned with animal rights can search for vegetarian and vegan products, and products that were never tested on animals.

There are a wide variety of products available for discounts. Users of this benefit can shop for lip balms, lip glosses, lipliners, and lipsticks. Foundations, including liquid, loose powders, and pressed powders, are also available. Eye makeup like mascaras, eye shadows, eyeliners, and brow products are also among the selection. Additionally, skincare products are available to purchase, including moisturizers, washes, serums, cleansers, gels, and creams.

“Our members might find with this benefit that certain products are not just healthier for them, but they don’t cost a ton of money, either,” said Martinez. “And for people who wear makeup every day, that might be a nice amount of savings.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.