Financial Education Benefits Center Encourages Parents to Start Teaching Kids Money Habits Early

Today’s financial landscape is covered in uneven terrain. It can be hard for adults to navigate their finances, especially when they have kids. On top of the additional financial concerns parents have about raising kids, they may also worry about their children’s own financial future. Will they learn good habits? Will they save money and spend smart? Financial Education Benefits Center (FEBC), a membership benefits company specializing in financial and lifestyle wellness benefits, encourages parents to observe their children’s financial habits and to teach healthy habits for a healthy financial future.

According to a recent study, kids are saving an average of 43 percent of the money they get as gifts or allowance. Those are great habits to start developing young, but parents may want to build on those habits so kids are not overwhelmed by more complicated financial decisions later in life.

“So many people these days are struggling with their finances and debts,” said Brandon Frere, CEO of FEBC. “Parents looking to set their kids up for success might want to take some extra time when their kids are young to instill solid habits that will stick with them into adulthood.”

The most common advice for parents wanting to teach their kids good money habits is simply to talk to their kids about money. Instead of keeping finances an “adult topic,” kids can learn about how to manage money by being a part of the decision-making process, if only as an observer. That also means that parents need to both show and tell good money habits; kids often learn more from actions  than from words.

An effective way to teach kids good money habits is by putting it in their hands. Having an allowance as income is a good way to teach them to make decisions on what to buy, such as one big item or several small items; or when to save. Parents can also use tools in teaching older children how to budget for more complicated finances. FEBC offers resources for budgeting that both parents and children can use in real or practice situations.

“When it comes to money, it’s better to start forming good habits early,” said Frere. “At FEBC we have several resources that can help with family finances and personal budgets, which can all be great tools to share with kids.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Preparing to Debut Tax Help Benefit

Tax season is upon us. Many millions of Americans need to file taxes but are often confused about our nation’s tax code. What’s more, a vast majority of people seek help from either a professional or tax software to assist them in filing their taxes. With the new tax laws, 2019’s tax season might be even more confusing. Financial Education Benefits Center (FEBC), a membership benefits company, will soon be offering a tax help benefit to eligible members for an easier tax season.

“This benefit is intended to make tax season a lot easier for the members who take full advantage of it,” said Brandon Frere, CEO of FEBC. “FEBC members will have experts on hand to help them complete their taxes stress-free.”

Eligible members who have access to the benefit will be able to use it in a variety of ways. They can get free tax preparation for 1040EZ, 1040A, and 1040 forms from a tax professional. Members can also call and obtain advice from tax attorneys, CPAs, former auditors, and more. Users of the benefit also have access to a member portal where they can read tips and advice, as well as information on new tax laws.

Paying a professional to prepare taxes can cost hundreds of dollars, depending on the complexity of the tax situation and the professional’s rates. With the tax benefit, eligible members can save that money with free preparation of the forms noted above.

Users of this benefit will also enjoy peace of mind when they have their questions answered by a variety of tax professionals. They will be able to learn about how tax laws affect them and their personal finances. Tax-related stress may be alleviated for eligible FEBC members with the knowledge that this resource is on hand.

“We’re doing what we can to give our participating members the benefit of peace of mind when it comes to taxes,” said Frere. “Pretty much no one has fun doing their taxes. It’s a chore that we’re trying to make a whole lot easier for our members who can access this benefit. This is about saving money, about saving time, and making all things taxes less stressful. Helping reduce stress is a key part of what we do at FEBC.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Encourages Good Dental Habits with Upcoming Dental Care Benefit

Dental care for many Americans is often too difficult to come by, and high costs are a big barrier to access. Plus a lack of basic dental care can lead to dental issues that are much harder to fix as they progress. While lawmakers and the healthcare industry debate ways to expand dental care, regular folks could use a break. Financial Education Benefits Center (FEBC), a membership benefits company, will be offering a new suite of health and wellness benefits, including discounts on dental care for eligible members in order to make dental care easier.

“Going to the dentist is not always easy, but we believe that our upcoming benefit will make things a bit easier,” said Jennifer Martinez, Manager at FEBC. “A discount on some much-needed care can make the whole experience better.”

Despite a great need for dental care, many millions of Americans don’t have the access that they need. Lack of access comes in the form of prohibitive costs and a shortage of available professionals. Tens of millions of Americans live in “dental shortage areas,” and while many may rely on Medicaid to cover or offset the costs of dental care, only a third of dentists accept Medicaid. Without assistance, many Americans may avoid going to the dentist simply because it costs too much.

But avoiding care can just exacerbate simple problems, like a cavity that eventually becomes an infection that requires root canal treatment. This in mind, the FEBC benefit assists with both preventative care and treatments for immediate issues. Users of the dental benefit can receive discounts on services including exams, X-rays, cleanings, fillings, crowns, root canal treatments, periodontal maintenance, and other treatments.

FEBC members who want to use this benefit will simply visit a participating provider and present their membership card when payment for services is due to receive a discount on eligible services. Since this benefit is not insurance, the benefit could be used instead of insurance or, in some cases, combined with insurance.

FEBC also encourages everyone to engage in good oral health habits in between visits to the dentist, like daily brushing, flossing, minimizing food and drink that are harmful to teeth, and staying alert for symptoms of dental issues like persistent pain.

“We’re hoping this dental benefit will simplify going to the dentist for the FEBC members who decide to use it,” said Martinez. “If we help someone get the care they need a little quicker, or for less money, that’s a great feeling.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.