Financial Education Benefits Center Encourages Parents to Start Teaching Kids Money Habits Early

Today’s financial landscape is covered in uneven terrain. It can be hard for adults to navigate their finances, especially when they have kids. On top of the additional financial concerns parents have about raising kids, they may also worry about their children’s own financial future. Will they learn good habits? Will they save money and spend smart? Financial Education Benefits Center (FEBC), a membership benefits company specializing in financial and lifestyle wellness benefits, encourages parents to observe their children’s financial habits and to teach healthy habits for a healthy financial future.

According to a recent study, kids are saving an average of 43 percent of the money they get as gifts or allowance. Those are great habits to start developing young, but parents may want to build on those habits so kids are not overwhelmed by more complicated financial decisions later in life.

“So many people these days are struggling with their finances and debts,” said Brandon Frere, CEO of FEBC. “Parents looking to set their kids up for success might want to take some extra time when their kids are young to instill solid habits that will stick with them into adulthood.”

The most common advice for parents wanting to teach their kids good money habits is simply to talk to their kids about money. Instead of keeping finances an “adult topic,” kids can learn about how to manage money by being a part of the decision-making process, if only as an observer. That also means that parents need to both show and tell good money habits; kids often learn more from actions  than from words.

An effective way to teach kids good money habits is by putting it in their hands. Having an allowance as income is a good way to teach them to make decisions on what to buy, such as one big item or several small items; or when to save. Parents can also use tools in teaching older children how to budget for more complicated finances. FEBC offers resources for budgeting that both parents and children can use in real or practice situations.

“When it comes to money, it’s better to start forming good habits early,” said Frere. “At FEBC we have several resources that can help with family finances and personal budgets, which can all be great tools to share with kids.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Preparing to Debut Tax Help Benefit

Tax season is upon us. Many millions of Americans need to file taxes but are often confused about our nation’s tax code. What’s more, a vast majority of people seek help from either a professional or tax software to assist them in filing their taxes. With the new tax laws, 2019’s tax season might be even more confusing. Financial Education Benefits Center (FEBC), a membership benefits company, will soon be offering a tax help benefit to eligible members for an easier tax season.

“This benefit is intended to make tax season a lot easier for the members who take full advantage of it,” said Brandon Frere, CEO of FEBC. “FEBC members will have experts on hand to help them complete their taxes stress-free.”

Eligible members who have access to the benefit will be able to use it in a variety of ways. They can get free tax preparation for 1040EZ, 1040A, and 1040 forms from a tax professional. Members can also call and obtain advice from tax attorneys, CPAs, former auditors, and more. Users of the benefit also have access to a member portal where they can read tips and advice, as well as information on new tax laws.

Paying a professional to prepare taxes can cost hundreds of dollars, depending on the complexity of the tax situation and the professional’s rates. With the tax benefit, eligible members can save that money with free preparation of the forms noted above.

Users of this benefit will also enjoy peace of mind when they have their questions answered by a variety of tax professionals. They will be able to learn about how tax laws affect them and their personal finances. Tax-related stress may be alleviated for eligible FEBC members with the knowledge that this resource is on hand.

“We’re doing what we can to give our participating members the benefit of peace of mind when it comes to taxes,” said Frere. “Pretty much no one has fun doing their taxes. It’s a chore that we’re trying to make a whole lot easier for our members who can access this benefit. This is about saving money, about saving time, and making all things taxes less stressful. Helping reduce stress is a key part of what we do at FEBC.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Encourages Good Dental Habits with Upcoming Dental Care Benefit

Dental care for many Americans is often too difficult to come by, and high costs are a big barrier to access. Plus a lack of basic dental care can lead to dental issues that are much harder to fix as they progress. While lawmakers and the healthcare industry debate ways to expand dental care, regular folks could use a break. Financial Education Benefits Center (FEBC), a membership benefits company, will be offering a new suite of health and wellness benefits, including discounts on dental care for eligible members in order to make dental care easier.

“Going to the dentist is not always easy, but we believe that our upcoming benefit will make things a bit easier,” said Jennifer Martinez, Manager at FEBC. “A discount on some much-needed care can make the whole experience better.”

Despite a great need for dental care, many millions of Americans don’t have the access that they need. Lack of access comes in the form of prohibitive costs and a shortage of available professionals. Tens of millions of Americans live in “dental shortage areas,” and while many may rely on Medicaid to cover or offset the costs of dental care, only a third of dentists accept Medicaid. Without assistance, many Americans may avoid going to the dentist simply because it costs too much.

But avoiding care can just exacerbate simple problems, like a cavity that eventually becomes an infection that requires root canal treatment. This in mind, the FEBC benefit assists with both preventative care and treatments for immediate issues. Users of the dental benefit can receive discounts on services including exams, X-rays, cleanings, fillings, crowns, root canal treatments, periodontal maintenance, and other treatments.

FEBC members who want to use this benefit will simply visit a participating provider and present their membership card when payment for services is due to receive a discount on eligible services. Since this benefit is not insurance, the benefit could be used instead of insurance or, in some cases, combined with insurance.

FEBC also encourages everyone to engage in good oral health habits in between visits to the dentist, like daily brushing, flossing, minimizing food and drink that are harmful to teeth, and staying alert for symptoms of dental issues like persistent pain.

“We’re hoping this dental benefit will simplify going to the dentist for the FEBC members who decide to use it,” said Martinez. “If we help someone get the care they need a little quicker, or for less money, that’s a great feeling.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Advises Extra Diligence During This Year’s Flu Season

Flu season is in full swing and it’s hitting especially hard this year. States across the country are reporting high flu activity, rivaling the high 2014-2015 levels. Flu shots can help protect against some strains of the virus, but others can still appear and wreak some havoc. Financial Education Benefits Center, a member benefits company that provides a variety of services and discounts covering health and lifestyle wellness, encourages members to stay vigilant in watching for symptoms and to act quickly if symptoms turn into a positive diagnosis. FEBC will soon roll out health and wellness benefits to make accessing doctors and dealing with the healthcare system easier.

The flu, like any virus, can mutate and change over time. The flu shot many people get each year protects against the strains scientists predict will be most likely to emerge, but it is not a guarantee. This year, as in the 2014-2015 flu season, the dominant strain is H3N2, which can be the most severe. While influenza has affected millions of Americans annually since 2010, the vast majority of flu patients fully recover.

“Getting the flu, or watching a family member with the flu, can feel like the worst thing in the world,” said Jennifer Martinez, Manager at FEBC. “It’s important to stay positive and get help if you think you see flu symptoms, especially if you notice a lot of people around you getting sick.”

The flu thrives in high-population settings where the virus can be passed along on shared or public surfaces, like schools, care facilities, and public transit stations. In fact, the flu saw a resurgence at the beginning of this year, which is unusual in the lifecycle of the virus, and experts are speculating that it coincided with children’s return to school. Children and the elderly are most at risk, but there are precautions everyone can take to prevent or prepare for the flu.

First, it’s not too late to get a flu shot. Because flu shots merely reduce the risk of getting the flu and do not guarantee prevention, preventative habits are highly recommended. Since the virus is spread through touch, especially touching the mouth, nose, and eyes, washing hands after touching public or shared surfaces is essential for prevention. For those inclined, it might be a good idea to have hand sanitizer readily available.

FEBC urges anyone to take action if they think they have the flu. FEBC members will soon be able to speak to a medical professional on the phone at any time to discuss treatment or get advice on when to see their primary care physician. Or if they need help with their care or medical bills after seeing their doctor, they will have access to a health advocate who can even work to negotiate payments.

“We don’t want to see anyone suffering from the flu,” said Martinez. “That’s why we offer benefits that can help our members if they do get sick. We want to support our members to live a healthy and full life and we believe our upcoming benefits do just that.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Keep Eye Care in Sight with this Vision Care Benefit from FEBC

A majority of American adults—about 75 percent—use some sort of vision correction. And the vast majority of Americans may be risking further vision decline with the widespread use of computer and phone screens. These numbers mean one thing: eye care is more important than ever for Americans. Financial Education Benefits Center (FEBC), a wellness and lifestyle membership benefits company, will be offering a vision benefit to eligible members to make vision care easier and more accessible.

Researchers still don’t know why so many of us have substandard vision. But for people of all walks of life, from children to the elderly, glasses and contacts are a key part of daily life. But the costs to keep up with eyewear needs add up over the years. FEBC’s upcoming vision benefit will offer discounts to eligible members on glasses and eyewear, contacts, eye exams, and laser surgery.

“Some people may be hesitating to get the help with their vision they need, possibly because of cost,” said Jennifer Martinez, Manager at FEBC. “But with this benefit, the discounts may just make it easier on their bank accounts.”

Now that computer, tablet, and smartphone screens are ubiquitous in American life, eyesight may be taking an even bigger hit. The blue light that these devices emit penetrate deep into the eye. Experts are positing that so much blue light might contribute to macular degeneration and other vision problems as the years go by and dependence grows on blue light-emitting devices. While it’s still unclear what the long-term effects of so much blue light will be, too much screen time can cause eye strain and dry eyes simply because people tend to blink less when staring at a screen.

While people may be concerned with immediate eye needs like glasses, it’s always wise to also think about potential eye problems that may develop later in life. Regular vision check-ups are one tool to help diagnose eye disease early. With upcoming discounts on eye exams, eligible FEBC members will be able to enjoy easier access to eye care for their immediate and long-term vision care. Though experts are still not completely sure about the long-term effects of blue light exposure, caution may also be practiced by limiting screen time or periodically resting the eyes.

“Eye health is absolutely vital to our daily lives and we’re happy to soon be offering this benefit that addresses it,” said Martinez. “From discounts on new glasses to laser surgery, there will be so many ways to save with the benefit. Helping our members save on things they need every day is one of our key goals at FEBC.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Reminds Members that Pets Can Help with Exercise Goals

A popular goal for many in the new year is to work on physical health. That usually means signing up for a gym membership or vowing to eat more healthy home-cooked meals. But sometimes it’s easier to curl up on the couch and cuddle with a pet than get up and work out. Instead of leaving the couch and pet behind, some people compromise and just leave the couch. Working out with pets is becoming a new fitness fad that may be worth a try. Financial Education Benefits Center (FEBC) encourages all members to safely include their pet in their workouts and to keep both parties healthy.

Exercise is as good for pets as it is for their owners. Benefits of pet exercise range from reducing boredom (and the accompanying bad behavior) to healthy joints and longer lives. While humans get those same benefits, they experience additional benefits for exercising with pets. For example, according to various studies, dog owners are more likely to reach fitness goals, push their limits, and exercise in their leisure time than people who do not own dogs. All that makes it much easier to get the recommended 150 minutes of weekly physical activity.

“It can be so hard to get out and exercise, but being able to include your pet might make it easier,” said Jennifer Martinez, Manager at FEBC. “And if your pet is overweight, exercising with them can benefit both of you.”

It’s easy to see how dogs make good exercise partners, but they aren’t the only ones. Cats can help their owners get exercise, too. For example, the past few years have seen an emergence of cat yoga classes, in which cats roam free during a yoga class. For the more outdoorsy type of pet owner, both dogs and cats can make good hiking partners, as long as they are properly harness-trained and socialized.

Including pets in workouts may help motivate, but it’s important that owners who choose to do so consider their pet’s health needs as well as their own. Pets who are overweight certainly might benefit from working out, but their owners should be careful not to push too hard. Just like it’s a good idea to talk to a doctor before starting a new exercise routine, owners should consult their vet before starting a new routine with their pet. FEBC will soon offer a member benefit that will provide discounts on pet care expenses, like visits to participating veterinarians and food and toys.

“Exercise is great for both pet and owner,” said Martinez. “But owners should always be mindful of their pet’s needs. If owners see anything that worries them, they shouldn’t hesitate to talk to their vet. And for those potentially expensive vet visits, FEBC’s upcoming pet care benefit can provide some welcome discounts.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Encourages Members to Embrace Benefits of Travel

Traveling can mean a vacation, time away from work or everyday responsibilities. But travel has more benefits than just getting away from it all. Studies have shown that people who travel are healthier. But sometimes it’s easy to let worry and stress get in the way of traveling. Financial Education Benefits Center, a membership benefits company specializing in health and lifestyle wellness, encourages everyone to travel and assures members that with roadside assistance and global travel assistance benefits, there should be even less stress.

Everyone travels in different ways for different reasons. Some individuals want to visit each continent; others want to visit each state in the U.S. No matter the destination, or even if the journey is more important, travel has the power to boost happiness, reduce depression and stress, and even inspire creativity. Travelers experience these benefits the most when they immerse themselves in the culture they are visiting.

“Traveling can be exciting and scary at the same time,” said Jennifer Martinez, Manager at FEBC. “It’s exciting to go to other places and to see unfamiliar faces and new sights. Plus, there’s nothing better than coming back home refreshed and ready to resume your normal life.”

The benefits of travel are great, but there are still risks. Accidents can happen during even the most benign activity. Safety should always be a factor when making travel plans. However, FEBC encourages everyone to prevent outsized fear or potential stress from holding them back from traveling. To help ease some worries, FEBC offers a couple of benefits that assist travelers in case of injury or auto mishaps while traveling.

Travelers may worry about risks involving personal safety away from home, including potential injuries or theft of travel documents. FEBC’s upcoming global travel assistance benefit assists eligible members with emergency medical transportation, treatment monitoring, replacement of travel documents, and more in order to deliver peace of mind. Note: Additional fees may apply. This benefit does not cover medical or hospital stay costs.

For those traveling by car, it’s a good idea to get an auto check-up before departing, but things do still happen. Tires can get punctured in construction areas; gas can run out when stations are few and far in between; keys can be found inside the car they are supposed to unlock. For all these and more, FEBC’s roadside assistance benefit is there for its members.

“We hope our members have a great time when they travel, and don’t have to use these services, but they’re there in case they do,” said Martinez. “We specialize in peace of mind and hope to provide help when things get tough, which can be especially tough when you’re far from home.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

FEBC Encourages Strong Relationships to Foster Better Health Outcomes

It’s certain that having meaningful connections with other people is essential for wellbeing. Just how far-reaching are the effects of interpersonal relationships on health? That is still unknown, but scientists are slowly uncovering more and more data about how our human connections affect us. What is known is that some of the data suggests that good relationships may better mental health, improve healing after a surgery, and even lead to longer life. Financial Education Benefits Center, a health and financial wellness membership benefits company, encourages focusing on meaningful relationships in order to improve overall health.

“Science is telling us that relationships may be even more important than we thought,” said Jennifer Martinez, Manager at FEBC. “Our upcoming health and wellness benefits address a lot of physical health needs, but they also address the personal and mental health aspect, too.”

FEBC will be offering a suite of wellness benefits to members, including a counseling benefit to certain levels of membership. Counseling can be a tool to work on important relationships like those with spouses, children, parents, friends, and coworkers. Individuals in counseling can work through issues that may be preventing them from having positive connections with others.

Positive human connections are known to improve mental health. That’s the first and probably more obvious health benefit of good relationships with other people. But while obvious, many do not treat mental health like they would physical health. Indeed, mental health is just as important as physical health to survive and thrive today. Experts say taking an active approach to building good relationships will benefit not only ourselves, but our communities as well.

Strong personal relationships could translate to better physical health outcomes, too. A 2012 sociological study found that married people fared better after heart surgery than their single counterparts, with a survival rate three times higher in the three months after the operation. Why precisely the outcomes were better, though, is still unknown.

Following better healing outcomes, good relationships of all kinds also correlate with longer life in general. Again, this could be for many reasons: someone with good friends and close family could be encouraged by their loved ones to live healthily and treat illness; a person with close connections could feel less stress overall, which decreases wear and tear on their body; or there could be an undiscovered biological cause-and-effect.

“We still don’t always know why these strong connections make people healthier, but we almost don’t need to,” said Martinez. “Just knowing that fact should encourage people to better their relationships. And our upcoming benefits, specifically the counseling benefit, are meant to help people do just that.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

 

Financial Education Benefits Center Supports a Holistic Approach to Healthy Living

The phrase “healthy living” can bring to mind the chore of avoiding the “bad” stuff, including bad habits or bad food. While exercising and eating nutritious foods are definitely a good idea, creating healthy habits is still mostly framed in terms of denial and sacrifice to replace unhealthy habits. Recently, however, experts have been pointing to a more holistic approach to make it easier to live well. Financial Education Benefits Center, a membership benefits company, will soon be rolling out a new suite of health and wellness benefits for members in order to encourage healthy living with ease.

“There is no one-size-fits-all magic formula for living healthy,” said Jennifer Martinez, Manager at FEBC. “But we’re seeing a more holistic approach becoming more and more popular, and our upcoming benefits will support that.”

For example, is it possible to eat healthy and still have dessert? Unless someone has a specific condition that makes eating certain foods harmful, allowing an indulgence in moderation is actually not a bad idea, some nutrition experts argue. When people deprive themselves of food they love, they begin to obsess and crave it, which can lead to overindulgence. By not throwing all their favorites out the window, while still maintaining a wholesome and healthy diet, people can still listen to their bodies’ signals rather than relying on denial and restriction.

But if someone does want to make a change, constantly fighting through the will to do the “wrong” thing isn’t going to work, either. A battle with oneself to go to the gym every day will not set anyone up for lifelong exercise routines. Instead, behavioral experts say automating the healthy habits so that the habits are well-integrated into a person’s life is better. How? That’s where things get tricky. People interested in automating habits can start by knowing why they tend to do certain things and then find a similar reward for the better habit. By finding an emotional root to the issue, their chances of easily making the change increases.

Healthy living is not complete, however, with just eating right and exercising. People are social creatures and need positive human connections not only to be successful, but to stay physically healthy and live long lives. Without a few strong relationships, a person might live a shorter life or face more health risks, research says. Emotional wellness that fosters good relationships, therefore, is on par with physical wellness.

FEBC’s upcoming health and wellness benefits will aim to help members live a holistically healthy life and better implement these healthy habits. These benefits will include a vitamin and health foods discount benefit, a mental health counseling benefit, a work-life balance benefit, and more.

“There’s always going to be different ways to live a healthy life, but we will be supporting multiple ways of staying healthy with these benefits,” said Martinez. “And we’re excited about that!”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.

Financial Education Benefits Center Suggests Prioritizing Optimism in the New Year

The New Year is a time for optimism, as everyone imagines a brighter future in which they fulfill their New Year’s resolutions. However, stress levels are high going into 2018. According to a study by American Psychological Association, nearly two-thirds of Americans are stressed about the future of the nation. For those who may hold onto stress, perhaps a resolution geared toward optimism is in order. Financial Education Benefits Center, a company offering health and lifestyle wellness membership benefits, supports its members with their goals and encourages all to adopt optimism as one of them.

Optimism and positivity are keys to happiness and success in life. According to science, positive thinking has the power to build success, which brings happiness. In fact, positive thinking can trigger a positive spiral of happiness and success. But it’s not easy to change thinking patterns from negative to positive. It’s possible to train the brain, but it takes determination and sustained effort.

“Optimism seems to be common at the turn of the year, but it can fizzle out quickly,” said Jennifer Martinez, Manager at FEBC. “Just like gym attendance goes down after a couple months, optimism fades. But having optimism is important for being happy, so putting in extra effort to sustain it might have great results.”

Optimism and positive thinking are skills that take practice before becoming second nature. There are several things that can be added to daily routines to foster optimism, like keeping a gratitude journal and doing nice things for people. But because of the prevalence of stress in America, perhaps some attention should go directly to dealing with stress.

Financial, emotional, and physical stresses can keep the mind in negative thought processes. Practicing optimism can help turn those thoughts positive, but it might take some focus on the negative first.

Financial stress can be alleviated through budgeting and regular financial monitoring. Staying on top of tight finances while focusing on the positive balances can help in the goal toward positive thinking. FEBC offers resources for budgeting for all members and will soon offer access to a financial helpline to members of its top benefits package.

Emotional stress can be tricky to manage depending on the cause. Meditation and mindfulness can help, as well as daily practice identifying the positive events from the day. Some people may find talking to a counselor especially useful in helping to get out of negative thought patterns that could be causing a great deal of stress. FEBC will soon offer a counseling benefit.

Health-related stresses can be addressed in several ways. Sometimes stress comes from worrying about symptoms, and other times stress can cause physical symptoms. Either way, getting clarity about what’s behind the symptoms can help relieve the stress and bring about optimism. FEBC members have access to benefits that can get them on the phone with doctors and registered nurses at any time of day to get answers and start finding optimism in upcoming relief. Note: This benefit is not health insurance and should not replace traditional health insurance.

“FEBC offers a variety of services and discounts that help our members with their finances, health, and emotional wellness,” said Martinez. “Our goal is to make finding help and savings easy for our members, which helps them focus on what matters. We hope they choose to focus on the positive and make optimism a priority in their lives.”

About Financial Education Benefits Center

Financial Education Benefits Center is located in San Ramon, California. The membership company has already helped thousands of people save money and obtain the necessary education required to live a financially healthy life.

Financial Education Benefits Center has partnered with several name brand third-party companies to expand the financial and educational products and services available to its members and to provide a variety of wellness services as well.